HDFC BankSUPER PREMIUM
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5% NeuCoins on Tata Neu and Tata brands (BigBasket, Croma, Westside, Air India), 1.5% on UPI and everything else.
The RuPay variant is the best way to earn on UPI payments. The Tata ecosystem (BigBasket, Croma, 1mg, Air India) makes the 5% rate easy to hit.
Approval, pricing and credit limits are decided solely by the issuing bank or NBFC. Fees, rewards and offers shown are indicative and may change without notice; please read the lender's Most Important Terms and Conditions (MITC) or Key Fact Statement before applying.
Best for ultra-premium invite-only
5 points per ₹150 (3.33% back) with 1:1 flight/hotel redemption, unlimited lounge access worldwide and ITC hotel privileges.
Best for online shopping
Flat 5% cashback on all online spends with no merchant restrictions, auto-credited to your statement.
Best for luxury travel transfers
12 EDGE points per ₹200, 35,000 bonus points at ₹1.5L monthly spends, unlimited lounges and 5:2 transfers to airline partners.
Best for premium travel & lifestyle
4 points per ₹150, 5X on Nykaa, Myntra, Marks & Spencer and Reliance Digital, 12 domestic + 6 international lounge visits.