CardSparrow
Credit Cards
Personal Loans
Compare
Guides
Best cards by need
  • Cashback
  • Rewards
  • Travel
  • Lifetime Free
  • Shopping
  • Fuel
  • Dining & Movies
  • Lounge Access
  • Premium
  • Zero Forex
  • UPI / RuPay
  • First Card
By bank
  • HDHDFC Bank
  • SBSBI Card
  • AXAxis Bank
  • ICICICI Bank
  • IDIDFC FIRST Bank
  • AUAU Small Finance Bank
  • AMAmerican Express
  • INIndusInd Bank
  • KOKotak Mahindra Bank
  • RBRBL Bank
  • YEYES Bank
  • HSHSBC India
All cards
Not sure which card?
5 questions, 60 seconds, your top 3 matches.
Try Card Finder
Find my card
Find my perfect card
  • Credit Cards
  • Personal Loans
  • Compare
  • Guides
Popular categories
CashbackRewardsTravelLifetime FreeShoppingFuelDining & MoviesLounge Access
CardSparrow

Compare 30+ Indian credit cards and personal loans, find your perfect match and apply in minutes.

hello@cardsparrow.com+91 98765 43210
Credit cards
  • All credit cards
  • Best cashback cards
  • Best rewards cards
  • Best travel cards
  • Best lifetime free cards
  • Best shopping cards
  • Best fuel cards
  • Best dining & movies cards
Tools
  • Card Finder quiz
  • Compare cards
  • EMI calculator
  • Personal loans
  • Guides & news
Company
  • About CardSparrow
  • How we rate
  • Contact us
  • Partner with us
  • Stay safe from fraud
Legal
  • Terms of use
  • Privacy policy
  • Disclaimer & affiliate disclosure
  • Cookie policy
  • Grievance redressal

CardSparrow is an independent comparison platform, not a bank, NBFC or RBI-regulated lender. We may earn a referral fee from a lender or affiliate network when you apply through our links. This never changes what you pay and never affects our ratings or the order in which products appear.

Approval, pricing and credit limits are decided solely by the issuing bank or NBFC. Fees, rewards and offers shown are indicative and may change without notice; please read the lender's Most Important Terms and Conditions (MITC) or Key Fact Statement before applying.

CardSparrow is not a bank, NBFC or RBI-regulated entity and does not issue, sanction or service any credit product. Complaints about a lender should go to the lender first and then to the RBI Integrated Ombudsman (cms.rbi.org.in). Grievance Officer: Grievance Officer (to be appointed), grievance@cardsparrow.com. Never share your OTP, PIN or CVV with anyone.

© 2026 CardSparrow · Mumbai, Maharashtra, IndiaMade with ♥ in India

HomeCardsFinderLoansGuides
Compare+ add 5 more
Compare
HomeCredit cardsAxis BankAxis Bank Magnus Credit Card
Super premiumMastercard

Axis Bank Magnus Credit Card

4.4editor Editor score 90/100Best for luxury travel transfers

12 EDGE points per ₹200, 35,000 bonus points at ₹1.5L monthly spends, unlimited lounges and 5:2 transfers to airline partners.

  • 12 EDGE Reward Points per ₹200 on all spends
  • Up to 35 points per ₹200 on Travel Edge portal
  • Unlimited domestic + international lounge (with 8 guest visits)
  • Transfer points to 20 airline/hotel partners
Updated 13 Nov 2026
Axis BankSUPER PREMIUM
•••• •••• •••• 4242
Axis Bank Magnus Credit Card

Key facts

Joining fee
₹12,500 + GST
Annual fee
₹12,500 + GST
Waived on ₹25 lakh annual spends
Reward rate
12 EDGE RP per ₹200 · 35 per ₹200 on Travel Edge
Welcome benefit
Luxe gift voucher worth ₹12,500 (Luxe, Postcard Hotels, Tata CLiQ)

Similar cards you might like

See all
HDFC BankSUPER PREMIUM
•••• •••• •••• 4242
Axis Bank Magnus Credit Card
Annual fee ₹12,500 + GST
Lounge access
Unlimited domestic · Unlimited intl.
Forex markup
2%
Fuel surcharge
No waiver
Interest rate
3.5% p.m. (42% p.a.)

What we like

  • Excellent transfer partners
  • Unlimited lounge with guests
  • 2% forex markup

Watch out for

  • ₹25L waiver is steep
  • Reward devaluations in the past
  • Needs ₹24L+ income

Our take

Why we rate it

Magnus is the card for people whose points become business-class seats.

Features & benefits in detail

Rewards
Base rate
12 EDGE RP per ₹200
Travel Edge portal
35 EDGE RP per ₹200
Fees
Forex markup
2%
Travel
Lounge access
Unlimited + 8 guest visits
Insurance
Air accident cover
₹4.5 crore

Milestone benefits

Burgundy: 35,000 points at ₹1.5L monthly spends

Insurance cover

₹4.5 Cr air accident

Eligibility

Minimum income
₹3,00,000 / month
Age
21 – 60 years
Credit score
780+ preferred
SalariedSelf-employed

Approval, pricing and credit limits are decided solely by the issuing bank or NBFC. Fees, rewards and offers shown are indicative and may change without notice; please read the lender's Most Important Terms and Conditions (MITC) or Key Fact Statement before applying.

Axis Bank
Axis Bank Magnus Credit Card
Joining fee
₹12,500 + GST
Annual fee
₹12,500 + GST
Rewards
Up to 2.4%
Lounge
Unlimited
Forex
2%

Secure hand-off to Axis Bank. No OTP or PIN ever asked.

Not sure?

Answer 5 questions and see whether this is really your best match.

Run Card Finder

CardSparrow is an independent comparison platform, not a bank, NBFC or RBI-regulated lender. We may earn a referral fee from a lender or affiliate network when you apply through our links. This never changes what you pay and never affects our ratings or the order in which products appear.

HDFC Bank Infinia Credit Card (Metal)
VISA
HDHDFC Bank

HDFC Bank Infinia Credit Card (Metal)

4.8editor

Best for ultra-premium invite-only

5 points per ₹150 (3.33% back) with 1:1 flight/hotel redemption, unlimited lounge access worldwide and ITC hotel privileges.

Joining
₹12,500 + GST
Annual
₹12,500 + GST
Rewards
Up to 3.3%
Lounge Unlimited 2% forex
Details
Editor's pick
HDFC BankPREMIUM
•••• •••• •••• 4242
HDFC Regalia Gold Credit Card
VISA
HDHDFC Bank

HDFC Regalia Gold Credit Card

4.5editor

Best for premium travel & lifestyle

4 points per ₹150, 5X on Nykaa, Myntra, Marks & Spencer and Reliance Digital, 12 domestic + 6 international lounge visits.

Joining
₹2,500 + GST
Annual
₹2,500 + GST
Rewards
Up to 2.7%
Lounge 12 / yr 2% forex Fuel waiver
Details
Editor's pick
HDFC BankMID
•••• •••• •••• 4242
HDFC Millennia Credit Card
VISA
HDHDFC Bank

HDFC Millennia Credit Card

4.4editor

Best for everyday online spends

5% CashPoints on Amazon, Flipkart, Swiggy, Zomato, Uber, Myntra and more, with quarterly lounge visits.

Joining
₹1,000 + GST
Annual
₹1,000 + GST
Rewards
Up to 4%
Lounge 4 / yr Fuel waiver
Details
Axis BankPREMIUM
•••• •••• •••• 4242
Axis Bank Atlas Credit Card
VISA
AXAxis Bank

Axis Bank Atlas Credit Card

4.4editor

Best for frequent flyers

Earn EDGE Miles transferable to 20+ airline and hotel partners at 1:2, with tiered lounge access that grows with spends.

Joining
₹5,000 + GST
Annual
₹5,000 + GST
Rewards
Up to 4%
Lounge 18 / yr
Details