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HomeCredit cardsAxis BankAxis Bank Atlas Credit Card
PremiumVisa

Axis Bank Atlas Credit Card

4.4editor Editor score 87/100Best for frequent flyers

Earn EDGE Miles transferable to 20+ airline and hotel partners at 1:2, with tiered lounge access that grows with spends.

  • 5 EDGE Miles per ₹100 on direct airline, hotel and travel spends
  • Transfer miles 1:2 to Air Vistara, Air France-KLM, Qatar Privilege Club, Accor and more
  • Up to 18 domestic + 12 international lounge visits (Platinum tier)
  • Milestone miles at ₹3L, ₹7.5L and ₹15L
Updated 13 Nov 2026
Axis BankPREMIUM
•••• •••• •••• 4242
Axis Bank Atlas Credit Card
VISA

Key facts

Joining fee
₹5,000 + GST
Annual fee
₹5,000 + GST
Reward rate
5 EDGE Miles per ₹100 on travel · 2 elsewhere
Welcome benefit
2,500 EDGE Miles on first transaction

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HDFC BankSUPER PREMIUM
•••• •••• •••• 4242
Axis Bank Atlas Credit Card
Annual fee ₹5,000 + GST
Lounge access
18 / yr domestic · 12 / yr intl.
Forex markup
3.5%
Fuel surcharge
No waiver
Interest rate
3.5% p.m. (42% p.a.)

What we like

  • Best miles accrual in India for travel spends
  • Generous transfer partners at 1:2
  • Tier upgrades reward loyalty

Watch out for

  • 3.5% forex markup
  • Lounge count depends on tier
  • No fee waiver

Our take

Why we rate it

Atlas turns every flight and hotel booking into miles worth up to 8% back when transferred to partners. The ultimate card for people who fly monthly.

Features & benefits in detail

Rewards
Travel spends
5 EDGE Miles per ₹100
Other spends
2 EDGE Miles per ₹100
Transfer ratio
1:2 to partners
Fees
Forex markup
3.5%
Travel
Domestic lounge
8–18 per year by tier
International lounge
4–12 per year by tier

Milestone benefits

Up to 10,000 bonus miles a year on tiers

Eligibility

Minimum income
₹1,25,000 / month
Age
21 – 60 years
Credit score
750+ preferred
SalariedSelf-employed

Approval, pricing and credit limits are decided solely by the issuing bank or NBFC. Fees, rewards and offers shown are indicative and may change without notice; please read the lender's Most Important Terms and Conditions (MITC) or Key Fact Statement before applying.

Axis Bank
Axis Bank Atlas Credit Card
Joining fee
₹5,000 + GST
Annual fee
₹5,000 + GST
Rewards
Up to 4%
Lounge
18 / yr
Forex
3.5%

Secure hand-off to Axis Bank. No OTP or PIN ever asked.

Not sure?

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CardSparrow is an independent comparison platform, not a bank, NBFC or RBI-regulated lender. We may earn a referral fee from a lender or affiliate network when you apply through our links. This never changes what you pay and never affects our ratings or the order in which products appear.

HDFC Bank Infinia Credit Card (Metal)
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HDFC Bank Infinia Credit Card (Metal)

4.8editor

Best for ultra-premium invite-only

5 points per ₹150 (3.33% back) with 1:1 flight/hotel redemption, unlimited lounge access worldwide and ITC hotel privileges.

Joining
₹12,500 + GST
Annual
₹12,500 + GST
Rewards
Up to 3.3%
Lounge Unlimited 2% forex
Details
Axis BankSUPER PREMIUM
•••• •••• •••• 4242
Axis Bank Magnus Credit Card
AXAxis Bank

Axis Bank Magnus Credit Card

4.4editor

Best for luxury travel transfers

12 EDGE points per ₹200, 35,000 bonus points at ₹1.5L monthly spends, unlimited lounges and 5:2 transfers to airline partners.

Joining
₹12,500 + GST
Annual
₹12,500 + GST
Rewards
Up to 2.4%
Lounge Unlimited 2% forex
Details
Editor's pick
HDFC BankPREMIUM
•••• •••• •••• 4242
HDFC Regalia Gold Credit Card
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4.5editor

Best for premium travel & lifestyle

4 points per ₹150, 5X on Nykaa, Myntra, Marks & Spencer and Reliance Digital, 12 domestic + 6 international lounge visits.

Joining
₹2,500 + GST
Annual
₹2,500 + GST
Rewards
Up to 2.7%
Lounge 12 / yr 2% forex Fuel waiver
Details
Editor's pick
HDFC BankMID
•••• •••• •••• 4242
HDFC Millennia Credit Card
VISA
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Best for everyday online spends

5% CashPoints on Amazon, Flipkart, Swiggy, Zomato, Uber, Myntra and more, with quarterly lounge visits.

Joining
₹1,000 + GST
Annual
₹1,000 + GST
Rewards
Up to 4%
Lounge 4 / yr Fuel waiver
Details