Discounts on food delivery, restaurants and tickets. Ranked by our editor score: reward rate, fee-to-value, perks you will actually use and ease of approval.
Food delivery and movie tickets are small, frequent transactions, which is exactly where percentage rewards add up without any planning. A household ordering Swiggy three times a week and watching two films a month spends ₹8,000 to ₹12,000 on these categories; a 10% card on that is worth more than a year's fee.
Swiggy HDFC pays 10% on Swiggy, Instamart and Dineout, capped at ₹1,500 a month. HSBC Live+ pays 10% on dining, food delivery and groceries across apps, capped at ₹1,000. Axis ACE pays 4% on Swiggy and Zomato with no monthly cap. If you use one app, take its card; if you switch between them, Live+ or ACE.
EazyDiner's partner card (IndusInd EazyDiner Platinum) gives up to 50% off at listed restaurants through the Prime membership, which for a weekly dinner out is a bigger saving than any points scheme. SBI ELITE and HDFC Regalia Gold include dining programmes with 20% to 25% off at selected restaurants.
The classic benefit is buy-one-get-one on BookMyShow or Paytm Movies, usually capped at ₹250 and limited to a few tickets a month. SBI ELITE's ₹6,000 a year of free tickets and IDFC FIRST Select's BOGO are the most generous. Check whether the offer is on tickets only or includes food and beverage; it rarely does.
These cards rarely have lounge access or strong rewards outside their niche. They are second cards. Pair one with a general cashback or travel card rather than making it your only card.
Written by the CardSparrow editorial team. Figures checked against each issuer's MITC; see our editorial policy.
6 cards found
Best for everyday online spends
5% CashPoints on Amazon, Flipkart, Swiggy, Zomato, Uber, Myntra and more, with quarterly lounge visits.
Best for bill payments & food delivery
5% cashback on bill payments via Google Pay, 4% on Swiggy, Zomato and Ola and 1.5% on everything else, uncapped.
Best for groceries & dining cashback
10% accelerated cashback on dining, food delivery and groceries, 1.5% unlimited on all other spends, 4 lounge visits.
Best for food delivery lovers
10% cashback on Swiggy, Instamart, Dineout and Genie, 5% on Amazon, Flipkart, Myntra and more, 1% elsewhere.
Best for movies & milestone vouchers
₹5,000 welcome e-voucher, free movie tickets worth ₹6,000 a year, 5X on dining, departmental and grocery spends.
Best for restaurant dining
Lifetime free with EazyDiner Prime membership – up to 50% off at 2,000+ restaurants plus 2X EazyPoints on dining.