CardSparrow
Credit Cards
Personal Loans
Compare
Guides
Best cards by need
  • Cashback
  • Rewards
  • Travel
  • Lifetime Free
  • Shopping
  • Fuel
  • Dining & Movies
  • Lounge Access
  • Premium
  • Zero Forex
  • UPI / RuPay
  • First Card
By bank
  • HDHDFC Bank
  • SBSBI Card
  • AXAxis Bank
  • ICICICI Bank
  • IDIDFC FIRST Bank
  • AUAU Small Finance Bank
  • AMAmerican Express
  • INIndusInd Bank
  • KOKotak Mahindra Bank
  • RBRBL Bank
  • YEYES Bank
  • HSHSBC India
All cards
Not sure which card?
5 questions, 60 seconds, your top 3 matches.
Try Card Finder
Find my card
Find my perfect card
  • Credit Cards
  • Personal Loans
  • Compare
  • Guides
Popular categories
CashbackRewardsTravelLifetime FreeShoppingFuelDining & MoviesLounge Access
CardSparrow

Compare 30+ Indian credit cards and personal loans, find your perfect match and apply in minutes.

hello@cardsparrow.com+91 98765 43210
Credit cards
  • All credit cards
  • Best cashback cards
  • Best rewards cards
  • Best travel cards
  • Best lifetime free cards
  • Best shopping cards
  • Best fuel cards
  • Best dining & movies cards
Tools
  • Card Finder quiz
  • Compare cards
  • EMI calculator
  • Personal loans
  • Guides & news
Company
  • About CardSparrow
  • How we rate
  • Contact us
  • Partner with us
  • Stay safe from fraud
Legal
  • Terms of use
  • Privacy policy
  • Disclaimer & affiliate disclosure
  • Cookie policy
  • Grievance redressal

CardSparrow is an independent comparison platform, not a bank, NBFC or RBI-regulated lender. We may earn a referral fee from a lender or affiliate network when you apply through our links. This never changes what you pay and never affects our ratings or the order in which products appear.

Approval, pricing and credit limits are decided solely by the issuing bank or NBFC. Fees, rewards and offers shown are indicative and may change without notice; please read the lender's Most Important Terms and Conditions (MITC) or Key Fact Statement before applying.

CardSparrow is not a bank, NBFC or RBI-regulated entity and does not issue, sanction or service any credit product. Complaints about a lender should go to the lender first and then to the RBI Integrated Ombudsman (cms.rbi.org.in). Grievance Officer: Grievance Officer (to be appointed), grievance@cardsparrow.com. Never share your OTP, PIN or CVV with anyone.

© 2026 CardSparrow · Mumbai, Maharashtra, IndiaMade with ♥ in India

HomeCardsFinderLoansGuides
Compare+ add 5 more
Compare
HomeCredit cardsSBI CardSBI Card ELITE
PremiumVisa

SBI Card ELITE

4.1editor Editor score 80/100Best for movies & milestone vouchers

₹5,000 welcome e-voucher, free movie tickets worth ₹6,000 a year, 5X on dining, departmental and grocery spends.

  • ₹5,000 welcome voucher pays back the fee
  • 2 free movie tickets a month (₹250 each)
  • Club Vistara Silver + Trident Privilege Red
  • 1.99% forex markup
Updated 13 Nov 2026
SBI CardPREMIUM
•••• •••• •••• 4242
SBI Card ELITE
VISA

Key facts

Joining fee
₹4,999 + GST
Annual fee
₹4,999 + GST
Waived on ₹10 lakh annual spends
Reward rate
5X dining/grocery · 2 RP per ₹100
Welcome benefit
₹5,000 e-gift voucher (Yatra, Hush Puppies, Aditya Birla Fashion, Pantaloons)

Similar cards you might like

See all
HDFC BankSUPER PREMIUM
•••• •••• •••• 4242
SBI Card ELITE
Annual fee ₹4,999 + GST
Lounge access
8 / yr domestic · 6 / yr intl.
Forex markup
1.99%
Fuel surcharge
No waiver
Interest rate
3.5% p.m. (42% p.a.)

What we like

  • Strong welcome and milestone value
  • Low forex markup
  • Lounge access domestic and international

Watch out for

  • Low base reward rate
  • High fee waiver threshold
  • Points worth ₹0.25

Our take

Why we rate it

ELITE is a benefits card more than a rewards card: vouchers, movies and lounges justify the fee for lifestyle spenders.

Features & benefits in detail

Rewards
Dining / grocery / departmental
10 RP per ₹100
Other spends
2 RP per ₹100
Fees
Forex markup
1.99%
Travel
Domestic lounge
8 per year
International lounge
6 per year
Lifestyle
Movies
₹6,000 a year (BookMyShow)

Milestone benefits

Up to 50,000 bonus points a year

Insurance cover

₹1 Cr air accident

Eligibility

Minimum income
₹1,00,000 / month
Age
21 – 60 years
Credit score
750+ preferred
SalariedSelf-employed

Approval, pricing and credit limits are decided solely by the issuing bank or NBFC. Fees, rewards and offers shown are indicative and may change without notice; please read the lender's Most Important Terms and Conditions (MITC) or Key Fact Statement before applying.

SBI Card
SBI Card ELITE
Joining fee
₹4,999 + GST
Annual fee
₹4,999 + GST
Rewards
Up to 2%
Lounge
8 / yr
Forex
1.99%

Secure hand-off to SBI Card. No OTP or PIN ever asked.

Not sure?

Answer 5 questions and see whether this is really your best match.

Run Card Finder

CardSparrow is an independent comparison platform, not a bank, NBFC or RBI-regulated lender. We may earn a referral fee from a lender or affiliate network when you apply through our links. This never changes what you pay and never affects our ratings or the order in which products appear.

HDFC Bank Infinia Credit Card (Metal)
VISA
HDHDFC Bank

HDFC Bank Infinia Credit Card (Metal)

4.8editor

Best for ultra-premium invite-only

5 points per ₹150 (3.33% back) with 1:1 flight/hotel redemption, unlimited lounge access worldwide and ITC hotel privileges.

Joining
₹12,500 + GST
Annual
₹12,500 + GST
Rewards
Up to 3.3%
Lounge Unlimited 2% forex
Details
Axis BankSUPER PREMIUM
•••• •••• •••• 4242
Axis Bank Magnus Credit Card
AXAxis Bank

Axis Bank Magnus Credit Card

4.4editor

Best for luxury travel transfers

12 EDGE points per ₹200, 35,000 bonus points at ₹1.5L monthly spends, unlimited lounges and 5:2 transfers to airline partners.

Joining
₹12,500 + GST
Annual
₹12,500 + GST
Rewards
Up to 2.4%
Lounge Unlimited 2% forex
Details
Editor's pick
HDFC BankPREMIUM
•••• •••• •••• 4242
HDFC Regalia Gold Credit Card
VISA
HDHDFC Bank

HDFC Regalia Gold Credit Card

4.5editor

Best for premium travel & lifestyle

4 points per ₹150, 5X on Nykaa, Myntra, Marks & Spencer and Reliance Digital, 12 domestic + 6 international lounge visits.

Joining
₹2,500 + GST
Annual
₹2,500 + GST
Rewards
Up to 2.7%
Lounge 12 / yr 2% forex Fuel waiver
Details
Editor's pick
HDFC BankMID
•••• •••• •••• 4242
HDFC Millennia Credit Card
VISA
HDHDFC Bank

HDFC Millennia Credit Card

4.4editor

Best for everyday online spends

5% CashPoints on Amazon, Flipkart, Swiggy, Zomato, Uber, Myntra and more, with quarterly lounge visits.

Joining
₹1,000 + GST
Annual
₹1,000 + GST
Rewards
Up to 4%
Lounge 4 / yr Fuel waiver
Details