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SB

SBI Card credit cards

3 SBI Card cards are listed on CardSparrow. Our highest-rated pick right now is the SBI Cashback Card, and the cheapest to hold is the SBI SimplyCLICK Credit Card (₹499 + GST a year).

Official site
HDFC BankAxis BankICICI BankIDFC FIRST BankAU Small Finance BankAmerican ExpressIndusInd BankKotak Mahindra BankRBL BankYES BankHSBC IndiaStandard CharteredOneCardScapia
About the issuer

SBI Card cards: what to know before you apply

SBI Card is a separate listed company (SBI Cards and Payment Services), not the bank itself, and it issues the SBI Cashback, SimplyCLICK, ELITE and the large family of co-branded cards (BPCL, IRCTC, Air India and others).

What to know: SBI's points are worth ₹0.25 each, so "10X" is 2.5%; the Cashback card is the exception, paying real money to the statement. Fee waivers are generous and clearly stated. Customer service is phone-heavy and slow by fintech standards, but dispute handling is reliable. Approval tends to be easier than HDFC or Axis for applicants with a shorter credit history, which makes SimplyCLICK a common first premium card.

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3 cards found

Editor's pick
SBI CardMID
•••• •••• •••• 4242
SBI Cashback Card
VISA
SBSBI Card

SBI Cashback Card

4.6editor

Best for online shopping

Flat 5% cashback on all online spends with no merchant restrictions, auto-credited to your statement.

Joining
₹999 + GST
Annual
₹999 + GST
Rewards
Up to 5%
Fuel waiver
Details
SBI CardPREMIUM
•••• •••• •••• 4242
SBI Card ELITE
VISA
SBI Card
•••• •••• •••• 4242
SBI SimplyCLICK Credit Card
VISA
SBSBI Card
SBSBI Card

SBI Card ELITE

4.1editor

Best for movies & milestone vouchers

₹5,000 welcome e-voucher, free movie tickets worth ₹6,000 a year, 5X on dining, departmental and grocery spends.

Joining
₹4,999 + GST
Annual
₹4,999 + GST
Rewards
Up to 2%
Lounge 8 / yr 1.99% forex
Details

SBI SimplyCLICK Credit Card

4.1editor

Best for first-time online shoppers

10X rewards on Amazon, BookMyShow, Cleartrip, Myntra and partners, 5X on all other online spends.

Joining
₹499 + GST
Annual
₹499 + GST
Rewards
Up to 2.5%
Fuel waiver
Details