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HomeCredit cardsSBI CardSBI SimplyCLICK Credit Card
EntryVisa

SBI SimplyCLICK Credit Card

4.1editor Editor score 78/100Best for first-time online shoppers

10X rewards on Amazon, BookMyShow, Cleartrip, Myntra and partners, 5X on all other online spends.

  • 10X rewards on Amazon, Apollo 24x7, BookMyShow, Cleartrip, Eazydiner, Lenskart, Netmeds
  • 5X on all other online spends
  • ₹500 Amazon voucher on joining
  • Low ₹1L fee waiver
Updated 13 Nov 2026
SBI Card
•••• •••• •••• 4242
SBI SimplyCLICK Credit Card
VISA

Key facts

Joining fee
₹499 + GST
Annual fee
₹499 + GST
Waived on ₹1 lakh annual spends
Reward rate
10X partners · 5X online · 1X offline
Welcome benefit
₹500 Amazon voucher on fee payment

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HDFC BankSUPER PREMIUM
•••• •••• •••• 4242
SBI SimplyCLICK Credit Card
Annual fee ₹499 + GST
Lounge access
None domestic
Forex markup
3.5%
Fuel surcharge
1% waiver
Interest rate
3.5% p.m. (42% p.a.)

What we like

  • Easiest premium-ish SBI card to get approved
  • Welcome voucher covers the fee
  • Good for students' first card

Watch out for

  • 1 point = ₹0.25, so 10X is really 2.5%
  • No lounge access
  • Rewards capped at 10,000 points a month

Our take

Why we rate it

A reliable starter card: easy approval, a voucher that pays for the fee and decent online rewards.

Features & benefits in detail

Rewards
Partner online brands
10X (2.5%)
Other online
5X (1.25%)
Offline
1X (0.25%)
Fees
Fee waiver
₹1,00,000 annual spends
Travel
Lounge access
None

Milestone benefits

₹2,000 Cleartrip vouchers at ₹1L and ₹2L spends

Eligibility

Minimum income
₹20,000 / month
Age
21 – 60 years
Credit score
680+ preferred
SalariedSelf-employed

Approval, pricing and credit limits are decided solely by the issuing bank or NBFC. Fees, rewards and offers shown are indicative and may change without notice; please read the lender's Most Important Terms and Conditions (MITC) or Key Fact Statement before applying.

SBI Card
SBI SimplyCLICK Credit Card
Joining fee
₹499 + GST
Annual fee
₹499 + GST
Rewards
Up to 2.5%
Lounge
None
Forex
3.5%

Secure hand-off to SBI Card. No OTP or PIN ever asked.

Not sure?

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CardSparrow is an independent comparison platform, not a bank, NBFC or RBI-regulated lender. We may earn a referral fee from a lender or affiliate network when you apply through our links. This never changes what you pay and never affects our ratings or the order in which products appear.

HDFC Bank Infinia Credit Card (Metal)
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HDHDFC Bank

HDFC Bank Infinia Credit Card (Metal)

4.8editor

Best for ultra-premium invite-only

5 points per ₹150 (3.33% back) with 1:1 flight/hotel redemption, unlimited lounge access worldwide and ITC hotel privileges.

Joining
₹12,500 + GST
Annual
₹12,500 + GST
Rewards
Up to 3.3%
Lounge Unlimited 2% forex
Details
Editor's pick
SBI CardMID
•••• •••• •••• 4242
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4.6editor

Best for online shopping

Flat 5% cashback on all online spends with no merchant restrictions, auto-credited to your statement.

Joining
₹999 + GST
Annual
₹999 + GST
Rewards
Up to 5%
Fuel waiver
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Axis BankSUPER PREMIUM
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Best for luxury travel transfers

12 EDGE points per ₹200, 35,000 bonus points at ₹1.5L monthly spends, unlimited lounges and 5:2 transfers to airline partners.

Joining
₹12,500 + GST
Annual
₹12,500 + GST
Rewards
Up to 2.4%
Lounge Unlimited 2% forex
Details
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HDFC BankPREMIUM
•••• •••• •••• 4242
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4.5editor

Best for premium travel & lifestyle

4 points per ₹150, 5X on Nykaa, Myntra, Marks & Spencer and Reliance Digital, 12 domestic + 6 international lounge visits.

Joining
₹2,500 + GST
Annual
₹2,500 + GST
Rewards
Up to 2.7%
Lounge 12 / yr 2% forex Fuel waiver
Details