Kotak 811 #DreamDifferent Credit Card
Best for secured / no income proof
Lifetime free secured card against a fixed deposit of ₹5,000+ – ideal for students and people building a credit score.
- Joining
- Free
- Annual
- Free
- Rewards
- Up to 0.5%
1 Kotak Mahindra Bank card is listed on CardSparrow, 1 of them lifetime free. Our highest-rated pick right now is the Kotak 811 #DreamDifferent Credit Card.
Official siteKotak Mahindra Bank's card range is broad but rarely best-in-class; its most useful products are the 811 #DreamDifferent secured card for people without a credit history and the Zen and Privy League cards for existing wealth customers.
What to know: Kotak's reward points are worth ₹0.25 or less and redemption is clunky. The 811 secured card, however, is the easiest first card in India: a ₹5,000 fixed deposit, instant virtual issuance, no income proof. Kotak also offers Myntra and PVR co-brands that are reasonable second cards.
1 card found
Best for secured / no income proof
Lifetime free secured card against a fixed deposit of ₹5,000+ – ideal for students and people building a credit score.
Shows only cards you are likely eligible for.