2 IDFC FIRST Bank cards are listed on CardSparrow, 2 of them lifetime free. Our highest-rated pick right now is the IDFC FIRST Select Credit Card.
Official siteIDFC FIRST Bank built its card business on a simple promise: lifetime free cards with no hidden conditions, points that never expire and a dynamic interest rate from 9% a year for good customers.
What to know: FIRST Classic, Select and Wealth are all free; Select is the one to get if you qualify (₹50,000 monthly income) because of the lounge access and 1.99% forex. Points are worth ₹0.25. The bank's app and customer service are among the better ones. Lounge access needs ₹20,000 of spending in the previous month, a far lower bar than most banks.
2 cards found
Best for lifetime-free lounge access
Lifetime free with 10X points above ₹20,000 monthly spends, 4 domestic lounge visits a quarter and no reward expiry.
Best for new-to-credit customers
Lifetime free card with 10X rewards on dining, travel and international spends and railway lounge access.