American Express Membership Rewards Credit Card
Best for monthly bonus points
1,000 bonus points for four ₹1,500 transactions a month plus 1,000 more at ₹20,000 – the famous 'MRCC hack'.
- Joining
- ₹1,000 + GST
- Annual
- ₹4,500 + GST
- Rewards
- Up to 2.2%
1 American Express card is listed on CardSparrow. Our highest-rated pick right now is the American Express Membership Rewards Credit Card.
Official siteAmerican Express issues its own cards in India and runs its own network, which means acceptance is narrower than Visa or Mastercard (most large retailers and online platforms yes; many small merchants no).
What to know: The Membership Rewards Credit Card's monthly bonus structure makes it one of the highest-earning cards in India for disciplined ₹20,000-a-month spenders. Amex Offers (targeted cashback at Flipkart, Swiggy, Croma and others) add real value. Platinum Travel and Platinum Reserve sit above. Amex's customer service is the best in the market; its acceptance is the main reason to carry a second card.
1 card found
Best for monthly bonus points
1,000 bonus points for four ₹1,500 transactions a month plus 1,000 more at ₹20,000 – the famous 'MRCC hack'.
Shows only cards you are likely eligible for.