HDFC BankSUPER PREMIUM
•••• •••• •••• 4242
Lifetime free with 10X points above ₹20,000 monthly spends, 4 domestic lounge visits a quarter and no reward expiry.
IDFC FIRST Select gives premium-card perks with a zero fee. The lounge access alone is worth ₹10,000+ a year for frequent flyers.
₹5L air accident, ₹1L lost card liability
Approval, pricing and credit limits are decided solely by the issuing bank or NBFC. Fees, rewards and offers shown are indicative and may change without notice; please read the lender's Most Important Terms and Conditions (MITC) or Key Fact Statement before applying.
Best for ultra-premium invite-only
5 points per ₹150 (3.33% back) with 1:1 flight/hotel redemption, unlimited lounge access worldwide and ITC hotel privileges.
Best for luxury travel transfers
12 EDGE points per ₹200, 35,000 bonus points at ₹1.5L monthly spends, unlimited lounges and 5:2 transfers to airline partners.
Best for premium travel & lifestyle
4 points per ₹150, 5X on Nykaa, Myntra, Marks & Spencer and Reliance Digital, 12 domestic + 6 international lounge visits.
Best for everyday online spends
5% CashPoints on Amazon, Flipkart, Swiggy, Zomato, Uber, Myntra and more, with quarterly lounge visits.