4 points per ₹150, 5X on Nykaa, Myntra, Marks & Spencer and Reliance Digital, 12 domestic + 6 international lounge visits.
Regalia Gold is the best all-round premium card below the super-premium tier. The 2% forex markup and 18 lounge visits make it the one travel card most people need.
₹1,500 vouchers at ₹1.5L quarterly; ₹5,000 at ₹5L & ₹7.5L annual
₹1 Cr air accident, ₹15L emergency overseas
Approval, pricing and credit limits are decided solely by the issuing bank or NBFC. Fees, rewards and offers shown are indicative and may change without notice; please read the lender's Most Important Terms and Conditions (MITC) or Key Fact Statement before applying.
Best for ultra-premium invite-only
5 points per ₹150 (3.33% back) with 1:1 flight/hotel redemption, unlimited lounge access worldwide and ITC hotel privileges.
Best for luxury travel transfers
12 EDGE points per ₹200, 35,000 bonus points at ₹1.5L monthly spends, unlimited lounges and 5:2 transfers to airline partners.
Best for everyday online spends
5% CashPoints on Amazon, Flipkart, Swiggy, Zomato, Uber, Myntra and more, with quarterly lounge visits.
Best for frequent flyers
Earn EDGE Miles transferable to 20+ airline and hotel partners at 1:2, with tiered lounge access that grows with spends.