India's first customisable credit card – switch on 5X/10X rewards, cashback or lounge access only for the months you need them.
The LIT card is a clever idea: a lifetime-free card you upgrade month-to-month. Best for people who spend in bursts (festive shopping, holiday travel).
Approval, pricing and credit limits are decided solely by the issuing bank or NBFC. Fees, rewards and offers shown are indicative and may change without notice; please read the lender's Most Important Terms and Conditions (MITC) or Key Fact Statement before applying.
Best for ultra-premium invite-only
5 points per ₹150 (3.33% back) with 1:1 flight/hotel redemption, unlimited lounge access worldwide and ITC hotel privileges.
Best for luxury travel transfers
12 EDGE points per ₹200, 35,000 bonus points at ₹1.5L monthly spends, unlimited lounges and 5:2 transfers to airline partners.
Best for premium travel & lifestyle
4 points per ₹150, 5X on Nykaa, Myntra, Marks & Spencer and Reliance Digital, 12 domestic + 6 international lounge visits.
Best for everyday online spends
5% CashPoints on Amazon, Flipkart, Swiggy, Zomato, Uber, Myntra and more, with quarterly lounge visits.