Pre-approved offers for salaried customers with disbursal in as little as 10 seconds.
- Interest
- 10.9% +
- Up to
- ₹40 L
- Tenure
- 12–60 mo
10 seconds (pre-approved) to 4 daysFee Up to ₹6,500 + GSTLoans up to ₹40 lakhMinimal documentation for salaried
Compare 8 lenders side by side, calculate your EMI and apply once. No fees, no spam, no effect on your credit score until you choose a lender.
Ranked by what matters: interest rate, maximum amount, speed of disbursal and how easy the lender is to deal with.
Pre-approved offers for salaried customers with disbursal in as little as 10 seconds.
Approval, pricing and credit limits are decided solely by the issuing bank or NBFC. Fees, rewards and offers shown are indicative and may change without notice; please read the lender's Most Important Terms and Conditions (MITC) or Key Fact Statement before applying.
Use the EMI calculator and filters to shortlist a lender whose rate and tenure fit your budget.
Name, phone, income and employment. We pre-check eligibility and pass you to the lender's secure form.
Finish video KYC and e-sign on the lender's side. Pre-approved customers get money in seconds.
Most banks prefer a CIBIL score of 720 or higher for their best rates. Fintech lenders like moneyview and KreditBee accept scores from 650, and some lend to new-to-credit customers at higher rates.
Pre-approved customers at HDFC and ICICI see money in seconds. Fresh applications with full KYC typically take 24 hours to 3 working days.
Banks usually charge 2–4% of the outstanding amount if you close the loan in the first year; many waive it after 12 EMIs. Check the lender's schedule of charges before signing.
No. We only pass your details to the lender you choose. The lender runs a credit check when you formally apply, which is the same whether you apply directly or through us.
PAN, Aadhaar, 3 months of bank statements and your last 3 salary slips (or 2 years of ITR if self-employed). Most lenders now complete KYC digitally.
Never. Our service is free for you. We may receive a referral fee from the lender when a loan is disbursed, which does not change your interest rate.