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HomeCredit cardsICICI BankAmazon Pay ICICI Credit Card
Editor's pickEntryVisaLifetime free

Amazon Pay ICICI Credit Card

4.5editor Editor score 87/100Best for amazon prime members

Lifetime free card with 5% back for Prime members on Amazon, 2% on Amazon Pay partners and 1% everywhere else.

  • Lifetime free – no joining or annual fee
  • 5% on Amazon for Prime members, 3% for non-Prime
  • 2% on 100+ Amazon Pay partner merchants
  • 1% on all other spends, no expiry on rewards
Updated 13 Nov 2026
ICICI Bank
•••• •••• •••• 4242
Amazon Pay ICICI Credit Card
VISA

Key facts

Joining fee
Free
Annual fee
Free
Reward rate
5% Amazon (Prime) · 1% others
Welcome benefit
Up to ₹2,000 Amazon Pay balance and offers

Similar cards you might like

See all
Editor's pick
SBI CardMID
Amazon Pay ICICI Credit Card
Annual fee Free
Lounge access
None domestic
Forex markup
3.5%
Fuel surcharge
1% waiver
Interest rate
3.5% p.m. (42% p.a.)

What we like

  • Zero fees forever
  • Rewards never expire, credited as Amazon Pay balance
  • Instant digital issuance for ICICI customers

Watch out for

  • Only valuable if you shop on Amazon
  • No lounge access
  • No milestone benefits

Our take

Why we rate it

India's most-issued co-branded card for a reason: no fee, uncapped rewards and instant approval. The 5% Prime rate is the best Amazon rate available.

Features & benefits in detail

Rewards
Amazon (Prime)
5%
Amazon (non-Prime)
3%
Amazon Pay partners
2%
Other spends
1%
Fees
Joining / annual fee
Lifetime free
Forex markup
3.5%
Travel
Lounge access
None

Eligibility

Minimum income
₹25,000 / month
Age
21 – 60 years
Credit score
700+ preferred
SalariedSelf-employed

Approval, pricing and credit limits are decided solely by the issuing bank or NBFC. Fees, rewards and offers shown are indicative and may change without notice; please read the lender's Most Important Terms and Conditions (MITC) or Key Fact Statement before applying.

ICICI Bank
Amazon Pay ICICI Credit Card
Joining fee
Free
Annual fee
Free
Rewards
Up to 3%
Lounge
None
Forex
3.5%

Secure hand-off to ICICI Bank. No OTP or PIN ever asked.

Not sure?

Answer 5 questions and see whether this is really your best match.

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CardSparrow is an independent comparison platform, not a bank, NBFC or RBI-regulated lender. We may earn a referral fee from a lender or affiliate network when you apply through our links. This never changes what you pay and never affects our ratings or the order in which products appear.

•••• •••• •••• 4242
SBI Cashback Card
VISA
SBSBI Card

SBI Cashback Card

4.6editor

Best for online shopping

Flat 5% cashback on all online spends with no merchant restrictions, auto-credited to your statement.

Joining
₹999 + GST
Annual
₹999 + GST
Rewards
Up to 5%
Fuel waiver
Details
Editor's pick
HDFC BankMID
•••• •••• •••• 4242
HDFC Millennia Credit Card
VISA
HDHDFC Bank

HDFC Millennia Credit Card

4.4editor

Best for everyday online spends

5% CashPoints on Amazon, Flipkart, Swiggy, Zomato, Uber, Myntra and more, with quarterly lounge visits.

Joining
₹1,000 + GST
Annual
₹1,000 + GST
Rewards
Up to 4%
Lounge 4 / yr Fuel waiver
Details
Editor's pick
IDFC FIRST BankMID
•••• •••• •••• 4242
IDFC FIRST Select Credit Card
VISA
IDIDFC FIRST Bank

IDFC FIRST Select Credit Card

4.4editor

Best for lifetime-free lounge access

Lifetime free with 10X points above ₹20,000 monthly spends, 4 domestic lounge visits a quarter and no reward expiry.

Joining
Free
Annual
Free
Rewards
Up to 2.5%
Lifetime free Lounge 16 / yr 1.99% forex Fuel waiver
Details
Editor's pick
Axis Bank
•••• •••• •••• 4242
Axis Bank ACE Credit Card
VISA
AXAxis Bank

Axis Bank ACE Credit Card

4.3editor

Best for bill payments & food delivery

5% cashback on bill payments via Google Pay, 4% on Swiggy, Zomato and Ola and 1.5% on everything else, uncapped.

Joining
₹499 + GST
Annual
₹499 + GST
Rewards
Up to 3%
Lounge 4 / yr Fuel waiver
Details